Investment Fee Comparison Tool

Minor variations in the fees associated with investments can significantly accumulate over time. This calculator is designed to illustrate the effect varying fees can have on your investment approach.

Formula to calculate future value of the investment

The future value (FV) of the investment, adjusted for fees, and considering whether contributions are made at the beginning or the end of the period, can be calculated as follows:

F V f e e i = P ( 1 + r f e e i ) n + C k = 1 n × f ( 1 + r f e e i ) k f δ FV_{fee_i} = P(1 + r - fee_i)^n + C sum_{k=1}^{n imes f} left(1 + r - fee_i ight)^{ rac{k}{f} - delta}
P = Starting Amount : Initial investment.
C = Additional Contributions: Regular additional investments.
f = Contribution Frequency: How often additional contributions are made (converted to the number of times per year).
n = Years: Total investment duration in years.
r = Annual Rate of Return: Expected yearly growth rate of the investment.
feei = Annualized Investment Fees: Various fee rates to compare.

Current Investment Plan

$
$

Compare Annual Fees

%
%
%
%

Ticking this box opts for all subsequent contributions to be made at the start of each period, thereby enabling your investments to start accruing returns right away, which can enhance your overall earnings. If left unticked, contributions will be made at the period's end.