Debt Payoff Calculators

Find your payoff date, compare the snowball vs avalanche method, and calculate exactly how much interest each strategy saves.

Credit Card Payoff Calculator

Enter your balance, APR, and monthly payment to see your debt-free date and total interest paid.

Pay off the smallest balance first to build momentum. See the payoff order and total timeline for multiple debts.

Attack the highest interest rate first. Mathematically optimal — saves the most interest over time.

Enter your balance, APR, and monthly payment to find your exact payoff date and total interest paid. Add extra payments to compare.